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United Refuah HealthShare has revolutionized the healthcare of the Jewish community, founding the first-ever Jewish health-sharing program. United Refuah has proudly established a thriving community of like-minded people who support one another, all based on Torah-true principles and values.

Health-sharing is not only for families looking for quality healthcare, but can be a real solution for business owners and their employees as well. United Refuah’s health-share program can benefit small-business owners and their employees. There is a huge amount of data out there, detailing the benefits employers gain by offering healthcare plans for employees.

According to multiple surveys, offering healthcare is considered one of the top benefits by a majority of employees surveyed.  A study from MetLife found that more than fifty percent of employers say offering healthcare has led to higher productivity levels. According to the CDC, employees who prioritize preventive care — like regular checkups — accomplish significantly more in the workplace. Providing benefits for employees shows that employers are invested in their employees’ health and their lives outside the office. For employees, benefits provide the springboard they need to do their jobs well.

However, traditional employer- provided health insurance plans are government-mandated to provide coverages which are contrary to our Jewish faith and values.  Health care sharing is a non-insurance method of sharing health care costs, without violating our religious faith.

United Refuah has created a non-insurance program for employees of small-business owners with less than fifty employees. The program allows employers to introduce the concept of health-sharing to their employees, and provide them with an after-tax bonus that may be used towards a United Refuah HealthShare membership. Business owners can channel money earmarked for providing traditional healthcare to employees into health-sharing instead.

United Refuah also offers an added bonus to employers who has five or more employees choose to participate in health-share plan by waiving the initial membership fees. Both employers and employees can benefit tremendously from the program, as it cuts out all the bureaucratic tape from the process, creating a hassle-free way to enable employees to participate in a life-changing program.

This innovative program is just one more step in the United Refuah plan to completely revolutionize the way healthcare is managed in the Jewish community. And as the membership numbers swell to include members in over thirty states, United Refuah is definitely on its way to succeeding.

*United Refuah HealthShare is not an insurance company and does not offer insurance.

For more information or to become a member, visit UnitedRefuahHS.org or call 440.772.0700.

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PomPomBaby is offering up to 70% off entire site!

You can find this season’s Petit Clair and Petals & Peas kids clothing on sale!

Free shipping on orders of $100 or more, otherwise its $5 flat rate shipping!

Click here to shop PomPomBaby

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In just a few hours, the world’s largest chalikeh will be over. But there are still so many families who don’t have the basics for Pesach!
Donate a box now and watch as a child comes to pick it up in Yerushalayim!

Donate A Box LIVE now using our secure online donation form or call 718-303-2666.

May be bought with maaser money; donations are fully tax deductible.

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Klal Yisroel is blessed to have amongst us thousands of cherished Kollel yungerleit who spend their days and nights holding up the world with their learning. While these humble Kollel families are able to manage their expenses year-round by living simple lives, the heavy costs of Yom Tov are beyond what they can handle alone. With Kupas Yom Tov, the joy returns to making Yom Tov. A generous check, discreetly given, allows these special families to approach the high points of our year with the true feelings of simcha that Yom Tov brings.

With Yom Tov 3 days away, the time is now!

Grab this zechus to help assist over 1,000 Kollel families with their Yom Tov needs. Sit down to the Sederknowing that on this lo’y night, you are a partner with the Torah itself!

Please donate $120, consider sponsoring a family, or give whatever you can.

Click here to donate today or go to rayze.it/kyt/ or call our 24-Hour hotline 732-334-0050 or email [email protected]

Thank you and Tizke lemitzvos!

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The biggest chalikeh is happening right now and you can be part of it from your home, car or office!

Click here to view the Oneg Shabbos V’Yom Tov campaign live! See the action. Make a contribution.

Donate a Box from New York or LA or anywhere in the world, and witness how the hungry families of Eretz Yisroel
fetch your donation with joy!

Visit www.donateabox.org now!

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For a limited time only, get these Disposable 12 Pack of Matzah Bags for only $7.50 for the kids 10×10 size, or just $8.99 for the adult 14×14 size.

Get free shipping with Amazon Prime (you can try Amazon Prime with a 30-day free trial) or on orders over $25.

• Available in adult and kids size
• Manufactured from high-quality plastic
• Package includes 12 Matzah Bags

Disposable Matzah Bags for Passover 12 Pack – Kids Size 10×10 – Only $7.50

Disposable Matzah Bags for Passover 12 Pack – Adult Size 14×14 (Fits full size Passover Matzah) – Only $8.99

Note: The price is accurate as of the time of posting, but Amazon’s prices are always changing, so make sure to check the price shown on Amazon when you are checking out, as that will be the price you are charged!

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Waterdale Collection is offering 15% off Pesach Leather Sets & Lucite Matzah Boxes with coupon code KBP19 added to your cart + Free shipping on orders over $100 (excludes Leather Matzah Cover, and Hexagon Seder Plate)!

Discount is valid thru 11:59 PM Thursday April 11.

Click here for Pesach Collection.

Here are just a few examples

• Leather Pesach Sets (4 pieces in each set!) – On sale for $168.30 + Free shipping with above coupon code (only available in select styles!

• Embroidered Style Leather Pesach Sets (4 pieces in each set!) – On sale for $178.50 + Free shipping with above coupon code.

• Abbey by Waterdale Matzah Box   – On sale for $123.25 (marked down from $150!) + Free shipping with above coupon code.

• Hexagon Lucite Matzah Box – On sale for $95.20 + Free shipping with over $100 above coupon code.

• Gebrokst Bags   – On sale for $16.15 + Free shipping with over $100 and above coupon code.

• Abbey by Waterdale Seder Plate – On sale for $157.25 + Free shipping with above coupon code.

Other items on sale include the Bedikas Chametz Card & Bedikas Chametz Set

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Imagine someone handing you gift certificates to stores all over town. Appliances. Clothing. Silver. Matzah. Jewelry. Judaica… Y’think you might find something to buy in this pre-Pesach season?! By clicking here to donate just $10 to Lev Rochel Bikur Cholim, you will purchase the opportunity to win BIG.

Support Bikur Cholim of Lakewood – who are there for the cholim nonstop, at every stage and age, at every hour and season. Your $10 is where it all begins.

LAST CHANCE TO JOIN US AND BECOME A WINNER!!!

Not from Lakewood? If you win, we fly you in!

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Join a three part series webinar and gain understanding and practical approaches to develop your clients and students inferential thinking and social skills.

• Approved by ASHA for CEUS.
• Starting May 14 at 8pm.
• $199 for the full series.

For more information: www.brainwazetherapy.com/webinar or email [email protected].

New registrant discount: $10 off – with the mention of KollelBudget

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Countless hours have been put into the Yom Tov preparations, and it all climaxes on the seder night. The seder begins with the age-old declaration “Kol dichfin yeisei veyechol”…as what better way is there to celebrate Hashems kindness to us then by sharing these special moments with others. Klal Yisroel is the most selfless nation on earth constantly giving and giving to those in need. Now we come to you with an exciting offer, host a living Sefer Torah by your seder!

Klala Yisroel is blessed to have amongst us thousands of cherished Kollel yungerleit who spend their days and nights holding up the world with their learning.  These Kollel families can support themselves by living simply throughout the year, yet the substantial funds required to make even a basic Yom Tov are beyond the means of many. Take advantage of this opportunity, help assist over 1000 Kollel families with their Yom Tov needs.

Grab this zechus, and merit unlimited beracha. Donate now to to Kupas Yom Tov and Sponsor a Kollel familly and sit down to the seder with the knowledge that on this lofty night, you are a partner with the Torah itself.

Sponsor Yom Tov for a kollel family or give whatever you can and provide true simchas Yom Tov while supporting Torah. $120. Click here to visit www.kupasyomtov.org to donate today and learn more about this remarkable opportunity!

For more info, you can call our 24-Hour hotline 732-334-0050 or email info@kupasyomtov.org

Thank you and Tizke lemitzvos!

Pesach is here, and we are all feeling that special Simcha that comes along with it.

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The fire at a Boro Park house yesterday totally destroyed the apartment, leaving a family of 8 with no home and no possessions two weeks before Pesach.

The blaze gutted the home on 14th Ave. and 52nd Street late Wednesday afternoon. It began when the boiler exploded and rapidly spread to the first floor apartment of the young couple.

Vivid imagery shows the devastation wrought inside. The kitchen is almost all black from the fire, with a stack of popcorn on a shelf, popped apparently by the heat.

The apartment dwellers, New Yorkers who recently returned from living in Eretz Yisroel for their formative years of marriage, split up their family as they contemplate their next move. The children were taken in by an uncle while the parents stay with neighbors.

Several stores opened up for the family, delivering clothes and basic necessities.

Askonim who are getting involved estimate they need $100,000 to get them back on their feet. They set up a Charidy campaign for donors to give. Rav Shmuel Dishon, who knows the family intimately, is heading the campaign.

Please click here and help the family get back on their feet

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Pesach Wine Special!

Get the Ben Ish Winery Silver and Gold Californian Cabernet Sauvignon & Merlot Wine From Just $10 Per Bottle With Free Delivery (6 bottle min) to Brooklyn, Monsey, and 5 Towns!

Ben Ish Winery is a small boutique winery that produces award winning wines made from premium Californian wine grapes and are under the OK and Tartikov Hashgachas and are Kosher L’Pesach and NOT Mevushal.

Ben Ish has won Gold, and Silver medals at International Wine Competitions.

www.BenIshWinery.com

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As the next Siyum HaShas and new cycle approach in January 2020, it is time to take a leap forward with the creation of a comprehensive and technologically advanced platform that will cater to Daf Yomi learners of every level, from beginners to Maggidei Shiur. This platform will offer Daf Yomi learners a wide array of content in a user-friendly and easily accessible format, acting as their virtual yeshiva to help them in every way possible with their learning experience.

For a taste of the speakers and the type of content that will be featured on the App, check out our special Pesach page with content you need to know for Pesach!!

Click here to check it out!

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According to Forbes.com, an average family of four spends over $25,000 annually on their healthcare. Unfortunately, very little of it goes toward their health and wellbeing. Recent studies expose healthcare companies for the high percentage of customer money spent on administrative and other costs, as well as unnecessary care, and find that there is a whopping 30-50 percent waste in the system. Moreover, with sickness as its profit incentive, the United States healthcare system remains expensive and mispriced – and sadly, the population is not healthier than countries with much lower healthcare spending. What it comes down to is this: the healthier the population is, the greater the chance that hospitals, doctors, and healthcare administrators will go bankrupt.

Enter health-sharing, the increasingly popular antidote to rising healthcare costs and the perfect remedy for the “sick-care” system. Currently, hundreds of thousands of families nationwide are successfully participating in a health-share organization — a system that fosters the sharing of healthcare costs among individuals who have a common ethical or religious belief system.

United Refuah HealthShare, the first and only Jewish health-sharing organization, is on a mission to put the “health” back in healthcare. To that end, they have a highly experienced team in place that assists members in navigating the healthcare system to find the providers and treatments which are the best choice and value. In other words, the goal of United Refuah HealthShare is not only to facilitate the seamless medical cost-sharing between members, but also to serve as a platform to guiding their members toward a healthier lifestyle.

With its primary concern being the health of its members, United Refuah HealthShare membership includes participation in a health counseling service called WellCheck. The goal of WellCheck is to improve members’ health by reducing or eliminating conditions affecting their well-being, and by arming them with knowledge, techniques, and guidance to help maintain a healthy lifestyle. The program is designed in such a way that it is customized to each member’s lifestyle and assesses each member on a case-by-case basis to help them determine which realistic lifestyle changes will be the ideal fit for them and will generate the best outcome.

It also includes the development of a health improvement plan with achievable goals via the coordination of a healthcare team comprised of a health coach, nurse, and/or case manager, as appropriate. The health coach begins with a preliminary discussion with the member about his or her health and wellness goals, and together, they define a strategy toward the achievements of those targets. Throughout the process, members receive relevant resources, including diet and exercise recommendations, to help motivate them and inspire them to reach their goals.

To learn more about United Refuah and its WellCheck Program, or to become a member, please call 440.772.0700 or visit UnitedRefuahHS.org.

United Refuah HealthShare operates on the principals of health, values, and savings. Moreover, it is the first healthcare sharing organization to launch with integrated population healthcare management – not only giving members the ability to share in one another’s healthcare expenses but also assisting them to maintain a higher level of personal health. To date, membership spans 30 states and is continuing to grow. United Refuah HealthShare is not an insurance company and does not offer insurance.

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Everyone is taken with TheZone Zemiros cd that Oorah sent out this year in the auction booklet. The contemporary world of music is so controversial and unpredictable. What’s the secret to the cd’s universal appeal?

It all began in TheZone, with the pure intent of making Shabbos meaningful for the campers. The staff members brainstormed how to bring the beauty of traditional Shabbos zemiros to kids who don’t understand the words, and they hit on the jackpot. They worked on turning the translation of each zemer into a song that portrays the message and feeling of that zemer. Each year, a new zemer was added and taught to the camp. The staff members soon realized that they themselves, who grew up religious, didn’t know what many of the words meant. They recognized that there was a broader audience who can benefit from TheZone zemiros. TheZone Zemiros cd was born, bringing the beauty and meaning of Shabbos zemiros to all of klal yisroel!

The outpour of feedback received in response to TheZone Zemiros cd indicates that it indeed served its purpose. Even those who admit to being particular about the songs they enjoy and allow into their homes express amazement at how hartzig and appropriate the songs are. Adults who have been frum all their life suddenly understand what they are singing for the first time, and gain a new appreciation and connection to the songs. Families from all over, from all walks of life, are singing the songs. They sing them as they prepare for Shabbos. They sing them together with their children, who are now happily sitting and singing zemiros at the Shabbos table. They sing them and dance to them, and sometimes shed a tear, as well. They all agree that TheZone Zemiros cd has transformed their Shabbos.

Now, with the corresponding TheZone Zemiros bencher set, you can uplift your Shabbos table even more. With enthralling illustrations, all TheZone Zemiros lyrics, translated benching, and clear type, you’ll keep everyone at the table (kids and adults too!) from kiddush to benching.

With a $100 donation to the Oorah Auction, aside from winning the biggest prizes ever, you’ll receive a TheZone Zemiros bencher set free!

Donate now at oorahauction.org.

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Today only save on our already discounted priced Fine Table Linens! All our linens are the highest quality fabrics, and are machine washable and non-iron. We cut out the middlemen to guarantee you the best prices around. Our high quality easy care fabrics start at $130 for a dining room table.

Mention KollelBudget when placing your order for an extra 5% off 1 tablecloth, and 10% off when purchasing 2 tablecloths!

You can click here to view our high quality fine table linens

For more info or to order call/text 718.916.2583 or email [email protected]

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TICKETS ON SALE NOW! GREAT PRIZES STARTING AT JUST $5!

Support Torah Education for all children!

During the winter of 1636, Roger Williams was banished from his adopted home of Salem, Massachusetts. He fled southeast, and aided by a local Native American tribe, found refuge along the banks of the Seekonk River. In recognition of the Divine Intervention that led him there, he named his new home “Providence.”
Nearly 400 years later, Providence continues to host a special place, a home of Divine Intervention. That place in Providence Hebrew Day School/New England Academy of Torah. For more than 70 years, PHDS/NEAT has been providing a Torah-true education for Jewish children from throughout Rhode Island and Southeastern Massachusetts, regardless of level of religious observance, denominational affiliation, or ability to pay.
NEAT, our girls’ high school division, serves not only local students, but also girls from the Tri-State area. These teens often arrive in Providence after not experiencing success in their local Bais Yaakovs. Our small size, warm atmosphere, and tracked classes allow students to grow and develop at their own pace, while building strong connections with mentors and teachers.

Proceeds from our Gala Auction go to our School Scholarship Fund, to ensure no child is turned away from an authentic Torah education because of costs. Partner with us as we disseminate Torah to all children throughout Southern New England!

We are currently running a special for Kollel Budget readers:

• Purchase $75 worth of tickets and receive a $36 Artscroll gift card!
• Purchase $100 worth of tickets and receive a $50 Artscroll gift card!

These cards make will make a perfect treat for yourself, your spouse, or your Pesach host!

HURRY! This offer ends Tuesday evening, March 19, 11:59pm EST!

No code needed, just send an email using the email address used when purchasing your raffle tickets to [email protected] with your mailing address to receive you gift card (U.S. addresses only).

Click here to enter to enter now!

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Use Promo Code “PURIM” and Get Your Second Ticket 25% Off.

New car. New adventure. And support the poor?!

Chicago Chesed Fund’s brand-new raffle – The Vortex – is offering the chance to win a choice of three luxury cars (or $50,000 cash prize) while supporting hungry families and individuals in the Midwest.

Tickets are selling at $100 per piece but since we are feeling jolly, use the promo code “PURIM” and get 2 tickets for only $175

The three models being raffled off are none other than these beauties: 2019 Porsche 911 Carrera, Jaguar F Type R Dynamic, or Audi A8.

And if you know anything about anything, you know it’s a tough choice:

1. The 2019 Porsche 911 Carrera brings a new level to phone and car integration. Using the voice recognition interface, the driver can request weather information, the latest in the news, or even sports stats read aloud to him/her. The driver of a 2019 Porsche 911 Carrera can stay up to date without slowing down.

2.  The Jaguar F Type R Dynamic has the unique ability to link to the driver’s GoPro camera. Drivers can now overlay their GoPro footage with the Jaguar’s performance data. This puts the finishing touches on those already awesome videos taken from one of the world’s coolest cars.

3. The Audi A8 sports an 8.6 touch screen that allows the driver to write out complete words using his/her fingertip. Gone are the days of pulling over to use the built-in screen. The Audi can recognize the driver’s handwriting, saving him/her from tedious one-finger typing.

So, which would you choose? Enter to win at TheVortexRaffle.org while supporting a great cause!

But don’t delay – tickets are limited! A maximum of 4,999 tickets will be sold. Drawing will be held on Wednesday, April 10^th, 2019.

Maaser money may be used toward the purchase of tickets, as per Dayan HaRav Shmuel Fuerst of Chicago, Illinois.

Enter to win at TheVortexRaffle.org!

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Chai Lifeline, the international children’s health support network, is enlisting an army of supporters to show its more than 5,800 children and families living with illness that they are not battling alone. From now through March 14 at noon EST, we need you to “Join the Fight” against childhood illness.

In the last year, Chai Lifeline provided critical support to more children with life-threatening and lifelong illnesses than ever before—a 15% year-over-year increase. The “Join The Fight” campaign will help Chai Lifeline continue to meet the rapidly-growing need for its essential services in our community.

Those programs and services include one-on-one family counseling; nourishing meals delivered to hospitals and homes; transportation to medical appointments; the summer experience of a lifetime for children with cancer and chronic illnesses at Camp Simcha and Camp Simcha Special; Project Chai crisis intervention, trauma and bereavement workshops for families, schools and communities; insurance advocacy; family retreats and respite; sibling mentoring and tutoring through i-Shine afterschool national programs, and so much more.

Contributions to the campaign are all tax-deductible and will have an even greater impact as all donations will be matched. To make a donation and #enlistforchai, please visit www.enlistforchai.org or call 732-943-1900.

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Chai Lifeline is preparing to launch its “Join the Fight” campaign Tuesday, March 12, and excitement surrounding the important initiative is already building across the Jewish world. To date, more than 1,150 Chai Lifeline volunteers, families and friends have already signed up to fundraise for the 48-hour campaign, which will help Chai Lifeline meet the growing need for its services in the community–up 15% in the last year alone.

“Our goal is to enlist an ‘army’ of supporters to provide chizuk and show children and families living with pediatric illness that they are not alone,” said Rabbi Simcha Scholar, CEO of Chai Lifeline. “It has been truly inspiring to see people of all ages and all backgrounds come together in this important ‘fight’ against childhood illness–something which sadly impacts all of our communities and neighborhoods. Together, Klal Yisroel can show the world what can be achieved when we pursue one common goal.”

Contributions to the campaign are all tax-deductible and will have an even greater impact as all donations will be matched. To donate to the campaign, please visit www.enlistforchai.org or call 732-943-1900.

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Alura Photo is Now Offering Their All-new EZ Photobook at a Great Introductory Price.

Starting at Just 7.99 + FREE SHIPPING!!

With many different themes to choose from you’re sure to find something to fit your needs. A Bar Mitzvah? An Upsherin? Or maybe you just got back from a fantastic trip overseas. Check out Alura Photo’s EZ Photobook.

Create a stunning photobook in just 5 easy steps.

1. Choose your Template.
2. Choose your cover style and size.
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Easy to use Software + Many stunning templates + Free Shipping!

Alura Photo, Personalized Photo Products That Fit Your Lifestyle.

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3-2-1-BLASTOFF:  Ladies and gents, start up your engines and make way for a fresh rush of excitement.

Chicago Chesed Fund’s brand-new raffle – The Vortex – is offering the chance to win a choice of three luxury cars (or $50,000 cash prize) while supporting hungry families and individuals in the Midwest.

Do you want in? We thought so!

Enter for a chance to win a choice of three luxury cars: 2019 Porsche 911 Carrera, Jaguar F Type R Dynamic, or Audi A8. Or pocket $50,000 cash instead.

Go ahead – get ready, get set, and click here for a chance to WIN!

But don’t delay – tickets are limited! A maximum of 4,999 tickets will be sold. Drawing will be held on Wednesday, April 10^th, 2019.

P.S. All proceeds from The Vortex will benefit Chicago Chesed Fund, a 501(c)(3) non-profit organization, committed to helping families and individuals in need throughout the Chicagoland area.

Maaser money may be used toward the purchase of tickets, as per Dayan HaRav Shmuel Fuerst of Chicago, Illinois.

Enter to win at TheVortexRaffle.org!

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For a limited time, the Portable & Compact Plug-In Nightlight White Noise Sound Machine-Relaxing Sleep Therapy for Adults & Baby w/9 Natural Sound Settings, Auto Timer, Headphone Jack & USB Cord – For Home & Travel  (available in 3 colors) is currently marked down to $29.95, plus clip the 25% off coupon making it $22.46 + Free shipping!

Compact size sound machine combined with nightlight that PLUGS DIRECTLY INTO OUTLET.
9 soothing sounds for baby and adult.

• WHITE NOISE SOUND MACHINE – Miniature Sound & Music Generator Promotes Restful Sleep, Relaxation & Spa-Like Comfort for Children, Adults & Infant
• 9 SOOTHING EFFECTS – Features Variety of Calming Sounds Inspired by Nature Including Ocean Waves, Rainforest, Brook, Lullaby, Equilibrium, Gray Noise & More
• DIMMABLE NIGHT LIGHT – Integrated LED Light w/ 6 Adjustable Brightness Levels Provides Helpful Illumination for Baby Nursery, Kids Bedroom, Study or Office
• ADJUSTABLE TIMER – Choose From 30, 60, 90 Minutes or Continuous Looping Play; Enjoy Loud, Powerful Sound Through Speaker or Optional 3.5mm Earphone Jack
• LIGHTWEIGHT, PORTABLE DESIGN – Use at Home or On the Road to Block Snoring, Ambient Noise, Outside Traffic or Noisy Neighbors; Power via USB or Wall Outlet

Portable & Compact Plug-In Nightlight White Noise Sound Machine-Relaxing Sleep Therapy for Adults & Baby w/9 Natural Sound Settings, Auto Timer, Headphone Jack & USB Cord – For Home & Travel

Note: The price is accurate as of the time of posting, but Amazon’s prices are always changing, so make sure to check the price shown on Amazon when you are checking out, as that will be the price you are charged!

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The David’s Cookies Handbag Ceramic Cookie Jar and Candy Jar – Decorative Containers for Snacks and Treats – Hand-Painted – Navy are marked down to $14.99, if you buy 4 and add coupon code: HANDBAGJAR at checkout the price drops will drop to $39.57, thats only 9.89 each!

• DECORATIVE: Display the jars on your dresser or desk, or give as a gift to your favorite fashionista!
• STAY FRESH: Designer-inspired decorative treat jar set. Perfect for your favorite sweet treats or makeup storage.
• EXQUISITE DESIGN: Fully glazed and hand-painted with meticulous attention to detail.
• CERAMIC COOKIE JAR: Not recommended for dishwasher and microwave.
• SIZES: Full-size jar measures approx. 9 1/4″L x 6 1/4″W x 8″ H. Treat-size jar measures approx. 3 3/4″L x 3 1/4″W x 4″H.

David’s Cookies Handbag Ceramic Cookie Jar and Candy Jar – Decorative Containers for Snacks and Treats – Hand-Painted – Navy

Note: The price is accurate as of the time of posting, but Amazon’s prices are always changing, so make sure to check the price shown on Amazon when you are checking out, as that will be the price you are charged!

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You received the exciting Oorah auction book in the mail and TheZone Zemiros CD is blasting through your house round the clock. Your kids are debating about which prize is the most worthwhile to win, and what their chances of winning are. What are YOU waiting for? Call now or go to oorahauction.org and enter Oorah Auction 2019!

This year you can win prizes that are bigger than ever! If you don’t believe that is possible, check it out for yourself at oorahauction.org.  Incredible prizes! And more importantly unbelievable zechuyos! Oh, and did you hear the part about the CASH…Lots of it. Click Here To Enter Now!

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The Zahler Vitamin D3 2000 IU, An All-Natural Supplement Supporting Bone Muscle Teeth and Immune System, Advanced Formula Targeting Vitamin D Deficiencies, Certified Kosher, 250 Softgels is priced at $16.87 on Amazon, plus add coupon code: D32000KB at checkout, to bring the total to just $12.65!

Kosher Pareve – Under the supervision of R’ S. Stern (the Debraciner Rav), and the OU.

• Zahler’s Vitamin D3 is a crucial nutrient for overall health specifically maintaining strong muscles, bones, teeth and Immune system
• Millions of individuals are deficient in this life-sustaining vitamin
• Provides all the benefits of vitamin D without the risk of unprotected exposure to UVB rays
• Easy to swallow Softgel format that is highly absorbable
• Manufactured and bottled in a state of art GMP certified facility

Get free shipping with Amazon Prime (you can try Amazon Prime with a 30-day free trial) or on orders over $25.

Zahler Vitamin D3 2000 IU, An All-Natural Supplement Supporting Bone Muscle Teeth and Immune System, Advanced Formula Targeting Vitamin D Deficiencies, Certified Kosher, 250 Softgels

Note: The price is accurate as of the time of posting, but Amazon’s prices are always changing, so make sure to check the price shown on Amazon when you are checking out, as that will be the price you are charged!

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Shell Sheli is offering up to 30% off – The discount will automatically be taken in your cart!

• Spend $35 – get 15% off
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For example, if you order 9 KikiRiki Women’s Shells which are priced at $17.99, you will save 30% off and your total in your cart will be $113.34, which is only $12.59 per shell!

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The Story About A Young 34 Year Old Man Named Arele…

Eleven months ago, Rabbi Aron “Arele” Oster went into Septic Shock, sending his family and the entire Klal Yisroel into shock of our own. Through endless miracles, he has beat the odds, regaining consciousness, reconnecting with his wife and children and starting on the long road to his new life.

Today, Arele will undergo a lifesaving surgery to amputate both arms below his elbows and both legs below his knees. Arele is just 34 years old. A father of 2. He’s known as a shining beacon of passionate Torah learning, meticulous Yir’as Shomayim and humble Ahavas Yisroel. He’s a soft-spoken husband, a doting father and a talented Baal Tefilla

Before the events of last Erev Pesach, Arele,

• Devoted hours every Friday to visit Yidden who are not yet observant
• Held numerous chavrusos with people new to Yiddishkeit
• Was a beloved Magid Shiur in the Mesivta in Monsey
• Was an admired teacher of Torah and Chassidus in neighborhood Shtieblach

The doctors gave him a 2% chance, and Boruch Hashem, he beat the odds to survive. After Thursday’s 8-hour surgery, Arele will בעזה”י beat the challenges ahead.

THANK YOU, THANK YOU FOR GIVING HIM NEW LIMBS!

NOW, LET’S PUT HIM ON HIS FEET WITH THE TREATMENT, THERAPY, REHAB AND EXPENSES ASSOCIATED WITH HIS NEW LIFE, INCLUDING RETROFITTING HIS HOME TO BE MOBILITY-FRIENDLY.
Please continue to giving and share the link, and please, please…

Continue to daven for אהרן בן חנה. Your Tefillos work!

PLEASE DONATE NOW!!

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Learn more at www.candibots.com

Finding the right candidate for a job seems easy. Simply print an ad or post on social media, and hope the right candidate will walk through your door. Unfortunately, easier said than done, because recruitment statistics show that 95% of companies make bad hires.

Unclear ads and inefficient interviews produce revolving-door hires; new employees come in, get hired, and then resign or get fired after a short while. If this cycle repeats itself, it can cost a business thousands of dollars for wasted HR expenses and having to fire new employees. Additionally, as much as 80% of employee turnover stems from bad hiring decisions, according to the Harvard Business Review. Mis-hires can damage a company’s productivity, team dynamics, moral and reputation.

Here are the top 4 reasons companies hire the wrong candidates and one innovative, smart solution:

Unclear Job Descriptions – The key to a successful hiring process is to provide a clear definition of responsibilities for the job. Loosely defined positions such as “ manager” or “assistant” often have vague tasks accompanying them. Learn how to define specific tasks, skills and expectations according to the job description. When there is a clarity in job definition, finding the right fit is much easier.

Falling for the Resume – It’s easy to rely on a resume to assess if a candidate meets the requirements you seek. Applicants can make themselves look better by embellishing work experience and skills. However, mannerisms, communication skills, or if a candidate’s a team player, will not come through on a resume. Rather, applicants should be assessed for soft skills and character traits not detailed in a resume. This can be assessed through a personality quiz or pre-interview. Read More…

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Change a life and win a complete chasuna-package? Yes! The Children’s Scholarship Fund of Bais Reuven Kamenitz is raffling of the chance to win a complete chasuna-package or $50,000.

So, do you want in? We thought so!

Plus for a limited time, get 2 tickets for the price of 1 when you use promo code: KollelBudget – One free ticket will automatically be added to your order!

Enter at TheWeddingGiveaway.org for a chance to win!

Oh, and in case a wedding was never really in the plans, maybe a financially secure future, a house, or new car is?

That’s right – If you’re not getting married, we will still honor your tickets and you can walk away with $50,000 cash in lieu of a chasuna-package.

What’s holding you back?

All proceeds benefit the Children’s Scholarship Fund of Bais Reuven Kamenitz Elementary School. Bais Reuven Kamenitz believes that every child has the right to the highest standards of education, regardless of financial means. The Children’s Scholarship Fund, a project of the school, is dedicated to providing scholarship funding to students from low-income households, allowing them access to quality education. Every child is a rising scholar and a pillar of the future, and The Children’s Scholarship Fund is therefore committed to ensuring quality education to students from all financial backgrounds.

The Children’s Scholarship Fund of Bais Reuven Kamenitz Elementary School is a 501(c)(3) non-profit organization.  Maaser money may be used toward the purchase of tickets.

Visit TheWeddingGiveaway.org for a chance to win!

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TICKETS ON SALE NOW! GREAT PRIZES STARTING AT JUST $5!

Support Torah Education for all children!

During the winter of 1636, Roger Williams was banished from his adopted home of Salem, Massachusetts. He fled southeast, and aided by a local Native American tribe, found refuge along the banks of the Seekonk River. In recognition of the Divine Intervention that led him there, he named his new home “Providence.”
Nearly 400 years later, Providence continues to host a special place, a home of Divine Intervention. That place in Providence Hebrew Day School/New England Academy of Torah. For more than 70 years, PHDS/NEAT has been providing a Torah-true education for Jewish children from throughout Rhode Island and Southeastern Massachusetts, regardless of level of religious observance, denominational affiliation, or ability to pay.
NEAT, our girls’ high school division, serves not only local students, but also girls from the Tri-State area, including Lakewood, Brooklyn, and Monsey. Our small size, warm atmosphere, and tracked classes allow students to grow and develop at their own pace, while building strong connections with mentors and teachers.

Proceeds from our Gala Auction go to our School Scholarship Fund, to ensure no child is turned away from an authentic Torah education because of costs. Partner with us as we disseminate Torah to all children throughout Southern New England!

We are currently running a special for KollelBudget readers – Purchase $50 worth of tickets and choose a copy of one of the following NEW books from Artscroll:

• Free To be Me by Baila Vorhand
• An Angel from Yerushalayim by Rabbi Yechiel Spero
  
• Upgrade Your Mind, Upgrade Your Life by Rabbi Zelig Pliskin

Add KOLLEL to the “order notes” field at checkout, and indicate which book you’d like!

All questions can be directed to auction@phdschool.org

Click here to enter to enter now!

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Over one million American families nationwide are using health-sharing as a means of facilitating sharing of healthcare costs among members. Jewish Americans are no exception – with thousands benefiting from an affordable healthcare system that maintains their values.

United Refuah HealthShare, the first and only Jewish Health-sharing organization, and member of the American Institute of Health-Sharing, is a thriving community based on the principles of health, savings, and values. To date, membership spans 28 states…and continues growing! For good reason, too – as a non-profit organization, United Refuah HealthShare takes steps to keep costs low, without compromising standards of care or the values of its members.

Here’s how:

1. Low Administrative Costs:

United Refuah HealthShare operates with a low administrative overhead. After the first two months of membership, 86% of each member’s funds goes directly to share medical expenses.

2. Medical Cost Sharing:

Each member makes a nominal monthly contribution to their RefuahShare Account. After the deduction of a minimal amount used to cover administrative expenses, co-shares, and an annual pre-share amount, the balance remains in the account to be used to share in other members’ eligible medical expenses.

3. Your Health. Your Choice:

It’s your healthcare, and United Refuah respects your choice of providers. Additionally, the advisory services offered through United Refuah HealthShare assist members in navigating the healthcare system, to enable members to utilize the best combination of quality and price.

4. Putting the “Health” Back in Healthcare:

United Refuah utilizes integrated healthcare management, via BowTie Medical, to keep their members healthy. Members commit to living healthier lifestyles which generally results in fewer medical incidences, lower costs per medical incident, and much more rapid recoveries. United Refuah HealthShare also offers members complimentary unlimited access to telemedicine with board certified physicians, as well as significant savings on prescriptions, dental services, vision care, and durable medical equipment.

5. Shared System of Torah Values

United Refuah is based on the moral and Torah principles that it is an inherent obligation for members to maintain their health and wellness and to promote the best life possible for themselves and their families. Moreover, members do not share in procedures that run contrary to Torah values or are medically unnecessary.

For more information or to become a member, visit UnitedRefuahHS.org or call 440.772.0700.

United Refuah HealthShare is not an insurance company and does not offer insurance.

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The Outdew Compact Travel Umbrella Windproof – Unbreakable Double Canopy Construction With Teflon Coating Auto Open Close Button umbrellas is priced at $21.95 on Amazon, add coupon code: DAEZAHK6 at checkout, to bring the total to just $13.17!

• WHILE OTHER UMBRELLAS EASILY FLIP in the wind & break the OUTDEW Travel Umbrella has a vented Double Canopy that allows the wind to pass through preventing it from flipping over and breaking in gusts winds supplying amazing protection!
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Outdew Compact Travel Umbrella Windproof – Unbreakable Double Canopy Construction With Teflon Coating Auto Open Close Button umbrellas

Note: The price is accurate as of the time of posting, but Amazon’s prices are always changing, so make sure to check the price shown on Amazon when you are checking out, as that will be the price you are charged!

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For a limited time only save 50% off Adult and Children’s Gummie Vitamins by Maxi Health with coupon code: 50GR8GUMMY added at checkout on Amazon!

Plus select items have a $1 coupon on the product page, so you can save even more!

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• Maxi-Health Multi-Licious! Gummy Vitamins for Adults (60 Gummies) Chewable Daily Multi-Vitamins – Priced at $16.76 add coupon code: 50GR8GUMMY at checkout to make it only $8.38.

• Maxi-Health Pre-Natal Gummy Vitamins for Women (60-Count) Natural, Cherry-Flavored Gummies | Multivitamin for Pregnant Ladies | Supports Hair and Nail Health – Priced at $15.09, use Subscribe & Save to bring the price down to $14.34, add coupon code: 50GR8GUMMY at checkout to make it only $6.79. If you have 5 or more subscriptions and after both coupons, the price will be just $5.28 + Free shipping!

• Maxi-Health Vitamin D3 Gummies 1000iU (60 Chewables) – 2 Pack – Priced at $27.95, use Subscribe & Save to bring the price down to $26.55, add coupon code: 50GR8GUMMY at checkout to make it only $12.57. If you have 5 or more subscriptions and after both coupons, the price will be just $9.78 + Free shipping!

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• Maxi-Health Turmeric Curcumin Gummy Supplement (60 Chewable Bears) – Priced at $15.95, use Subscribe & Save to bring the price down to $15.15, clip the $1 coupon on product page add coupon code: 50GR8GUMMY at checkout to make it only $6.17. If you have 5 or more subscriptions and after both coupons, the price will be just $4.58 + Free shipping!

Note: The price is accurate as of the time of posting, but Amazon’s prices are always changing, so make sure to check the price shown on Amazon when you are checking out, as that will be the price you are charged!

After your order processes you can to go to “Your Account” and click on “Manage Subscribe & Save” to cancel any future Subscribe & Save shipments